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THE FUTURE OF PLATFORM LENDING

A next generation lending platform engineered for banks, traditional lenders, commercial brands and marketplace lenders.

EFFECTIVE MANAGEMENT OF NON-PERFORMING LOANS

The impact of non-performing loans on lenders’ profitability is twofold: a net loss on loans not recovered, and an increase in costs and time managing them.

The opoqo lending platform dramatically reduces the cost, time, and losses of unrecovered loans by curbing credit portfolio degeneration through our first to market ‘Loan Manager’.

 

A FULL ARRAY OF LOAN TYPES

Originate and service any type of secured and unsecured loan, from mortgages to personal, SME or P2P loans. 

A UNIQUE END-TO-END LENDING SOLUTION

The only lending platform with fully integrated back-end, middleware and front-end services. Automated decisioning and streamlined processing for loan origination and underwriting. 

NOT JUST A LOAN ORIGINATION PLATFORM

opoqo digitizes origination, underwriting, servicing, management and collections, delivering a complete loan lifecycle solution.

ORIGINATION

opoqo delivers every step in the loan origination process. From sourcing, qualification, application, to underwriting and closing. 

FUNDING

Automated account checking and funds dispersal with real-time pipeline data for accurate forecasting and funds allocation.

SERVICING

From repayments, repayments scheduling, loan restructuring, document management to collateral management; opoqo is the complete loan servicing solution.

CUSTOMER CARE

A platform built for the end-user. Features include cross-sales, complaints management, annual statements, servicing letters, automated loan closure and goodbye letter.

COLLECTIONS

Powerful affordability and rescheduling tools, automated messaging and customer alerts, digital document production and signature capture.

ANALYTICS

Real-time sales, payments and arrears data helps forecast future loan degeneration and highlight loans that need immediate attention.